Instructors Class Descriptions Schedule Register Contact

Nancy Stalter 

Nancy E.  Stalter; CEO, CSEO, CBSS, CMHS, CEI

In 1977, the same year Nancy received her Bachelor of Arts degree, she entered Bank of America's escrow training program.  She stayed with Bank of America until 1985 and went on to work in various capacities as Escrow Officer, Branch Manager, Escrow Underwriter, and Escrow Trainer of several independent and title escrow companies. 

She holds the professional designations from the California Escrow Association of Certified Escrow Officer, Certified Senior Escrow Officer, Certified Bulk Sale Specialist, Certified Mobile Home Specialist, and Certified Escrow Instructor. She is currently a co-owner of Shamrock Escrow Services, Inc.


She has a Master's Degree in Education, as well as a Community College Lifetime Credential, and has taught escrow courses for the past 28 years. 

With a 36-year background in the escrow industry and 28 years of teaching experience, she decided to launch her own escrow training company in 2004, The Business of Escrow (  In addition to training, she has served as an expert witness in litigation matters and consultant.

Nancy has served in practically every capacity of San Gabriel and Tri County Escrow Associations, including Past President of both. In addition she has served on the Executive Board of the California Escrow Association. 

Terri Miali Fabbri; CEO, CSEO, CBSS, CMHS, CEI


Terri Fabbri has been Senior Escrow Officer at Design Escrow, Inc. in Arcadia since 2002. She began her escrow career in 1959 at Lawyers Title Division of Title Insurance and Trust Company in Los Angeles.  

Fabbri has worked for various independent escrow companies throughout the San Gabriel Valley during her escrow career and has processed all types of escrows including residential, refinances, tracts/subdivisions, commercial and industrial, mobile homes and business opportunity transactions. 

A long time member of Escrow Associates of San Gabriel Valley, Fabbri served as their president in 1990 and 1991. She currently chairs the Professional Designation/Continuing Education Committee.  

Fabbri has been active at the state level since 1990 and was appointed CEA Director in 1991. She has served on the Professional Designations, Membership, AEA, Awards, Conference Program, Public Relations, Newsletter and Technology Committees. 

Fabbri was elected to the CEA Executive Board in 1995 and has served as Conference Chair, Education Chair and Public Relations/Liaison Chair. She holds the Professional Designations of Certified Escrow Officer, Certified Senior Escrow Officer, Certified Bulk Sale Specialist, Certified Mobile Home Specialist and Certified Escrow Instructor.Terri is active promoting education and professionalism in the industry.  

A native Californian, Fabbri has lived in Arcadia for over 36 years. She has three grown children, three granddaughters and two grandsons.


Colleen Graves; CSEO, CEI


Colleen began her Escrow career as an Escrow Secretary in 1977.  Since then, she has handled every type of escrow:  Vacant Land purchases, Land Acquisitions for new home building sites; Land Contracts; All-Inclusive Deeds of Trust; Lease Options; Commercial Resales and Refinances; Business Opportunity Escrows; Liquor Licenses; Corporate Stock Transfers; Crops; Livestock; Off and On Shore Oil/Mineral Rights; Government Patent Land purchases; 1031 Exchanges; Eminent Domain; FEMA Disaster purchases; Personal Property sales of all types; Bridges; Flight Path rights; Airline hangars; Mobilehomes; Probate sales; New Home Tract sales; Residential Resales and Refinances.  Colleen has been a sought-after speaker on various Escrow subjects as well as 1031 Exchanges through the Western states.

Colleen currently holds the position of President for the Tri-County Escrow Association.  This is her second term.  Colleen holds the designations of Certified Senior Escrow Officer and Certified Escrow Instructor through the California Escrow Association.  She has trained several generations of Escrow personnel, and has written several training courses for the California Escrow Association.


Liz Simmons - CEO, CSEO


Liz Simmons is a Certified Escrow Instructor and Certified Senior Escrow Officer and has been doing her own escrows as a Mortgage Broker in the State of California for over 19 years.  Liz started out in banking after receiving her B.A. from Northwestern University (Evanston, Illinois) and while working in the loan department earned an M.B.A. from Loyola University (Chicago, Illinois).  She entered the mortgage field in 1984 and soon after moving to California obtained a Real Estate Brokerís license.  Opening her own mortgage company in 1991 she decided to do her own escrows. She also spent 7 Ĺ years as a mortgage underwriter for a wholesale lender underwriting conventional and niche loans.  She is a past President and Director of the Inland Empire Chapter of the California Association of Mortgage Brokers, a member of the Inland Valley Association of Realtors and is currently the President for the Tri County Escrow Association.  At the present time she is a co-owner of Shamrock Escrow Services, Inc.


Teresa L. Shaver - CEO, CS


Teresa stumbled into escrow in 1994 when she accepted a three day "temporary" position with an employment agency in the High Desert. The job description read "making copies of papers and mailing documents." After that three day period, she was offered a permanent position and accepted, not realizing it would turn into a new career. 

She is currently employed as Certified Senior Escrow Officer/Branch Manager of Shamrock Escrow Services, Inc. in the Pasadena Office specializing in bulk, ABC license transfers  and commercial transactions.

As a proud former student of The Business of Escrow I, II and III and other classes offered, Teresa is now excited to be part of The Business of Escrow as a Certified Escrow Instructor knowing that education is vital in this ever changing industry.

In 2012 Teresa served as the President of the Escrow Association of San Gabriel Valley. 

In 2014, Teresa served as a California Escrow Association State Director and the Tri County Escrow Association President.

She currently represents Tri County Escrow Association as a State Director.  In addition, Teresa serves on the Executive Board of the California Escrow Association as the Professional Designation Chair.